—robynp4c7fb3a33 —Sam, 32 “When all those ‘pay later’ purchases become ‘pay now,’ you definitely start to feel the regret! It adds up.” —blackbooksllc —Thom, 35 (For the record, Thom, I think your shirt sounds cool, and you should let your pervy birdy freak flag fly!) —Deena, 36 —Kari, 64 —Liz, 55  —Kelly, 37 —Shannon, 43 —allystrikesback —alasiamilan —blazedscorpio1

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